Refund Policy
Last updated: 4 October 2026
This policy applies to all paid memberships in The 800z Credit Club.
3-business-day right to cancel
You may cancel your contract without penalty or obligation within 3 business days of signing it. This right is provided under the Credit Repair Organizations Act (15 U.S.C. § 1679e) and applies to the credit-restoration tier.
To exercise this right, email 800z@jimmyhunnidz.com with the subject line “Cancel” within 3 business days of your enrollment date. You will receive a full refund of all amounts paid.
Monthly membership cancellation
After the 3-business-day cancellation window, your membership continues month to month. You can cancel at any time by emailing 800z@jimmyhunnidz.com or through your member portal.
- Cancellation stops future charges and takes effect at the end of the current billing period.
- You keep access through the end of the period you already paid for.
- We do not prorate partial months or issue refunds for unused time within a billing period.
The $100 enrollment fee
The enrollment fee is refundable if you cancel within the 3-business-day cancellation window. After that window closes, the enrollment fee is non-refundable.
Disputed charges
If you believe you were charged incorrectly or did not authorize a charge, email 800z@jimmyhunnidz.com within 30 days. We will review and resolve the issue promptly.
We are not a law firm and do not provide legal, tax, or investment advice. Credit outcomes depend on individual history and are not guaranteed. See our CROA Disclosure for required notices under federal law.
Contact
The 800z Credit Club — 800z@jimmyhunnidz.com