How I take a damaged credit file to approved — for a car, a home, or a business.
45 minutes. No fluff. Whether you're trying to finance a car, qualify for a home, stop paying the bad-credit tax on every card — or eventually fund a business — it all runs off the same file. I'll show you the exact sequence.
What you'll walk away with
- The dispute sequence that actually moves bureaus — and why template letters get ignored
- The order to apply in, so each approval makes the next one easier
- How business credit gets built on top of a clean personal file — when you’re ready for it
- The 4 things underwriters check before your score even matters
- Why people still get denied at 700+ — and the fix nobody talks about
Jimmy Silva (Jimmy Hunnidz)
I built The 800z Credit Club because I kept seeing the same thing: good people getting told no on a car, an apartment, a home — over credit files that were completely fixable. On this training I walk through the exact process I run with members every week: disputes, credit building, and the order to apply in. Personal first. Business credit comes after, once the foundation is there.
Before you register
Is this actually free?
Yes. The training costs nothing and there is no card required to attend. At the end I'll show you how to work with me if you want help — attending on its own obligates you to nothing.
When is the next session?
Sessions run by invitation, not on a public calendar. Join the list and you’ll get the date before it goes out anywhere else — the list always gets first access.
My credit is really bad. Is this still for me?
Especially for you. Most people who join start with collections, charge-offs, or a thin file — and most are not business owners. This is built for regular people trying to get approved for normal things.
I don't have a business yet.
That's fine. We cover personal credit first, then how business credit gets built on top of it. Plenty of members start with no entity at all.
Do I need to have my credit report ready?
Not required, but it helps. If you want to follow along with your own file, pull your free reports at annualcreditreport.com beforehand.